Broker, not the lender · Florida & Georgia

Merchant cash advance and working capital for Florida and Georgia businesses

Capital for the next move — without a hard pull to look.

Checking options won’t hard-pull your credit.

Tell us about you, the business, and what you need. Legacy Loan Brokers shops merchant cash advance and other working-capital partners. We are a broker, not the lender. First corridor is Florida and Georgia.

We are a broker, not the lender.

One application. We introduce your file to funding partners and help you compare what comes back. Approval and terms come from those partners — not from us.

How it works

Apply on this phone

Four short screens. Your draft saves on this device so you can leave and come back, including offline.

We review the file

After you submit, we reach out to talk through options. No bank login or ID upload in this first step.

Compare partner offers

Merchant cash advance first. Term and line-of-credit partners when they fit. Intro 0% card stacking stays secondary — it is not the lead product.

Install this app

Add Legacy Apply to your home screen. Checking options still will not hard-pull your credit.

What we shop and where

Working capital and merchant cash advances

What we shop, without a made-up rate card.

Florida city pages

Miami, Tampa, Orlando, Jacksonville.

Georgia city pages

Atlanta, Savannah, Augusta.

Funding guides

What documents you need for an MCA look

The short list for a first look, and what partners ask for later.

Soft pull vs hard pull for business funding

What a soft inquiry means for your credit.

When 0% card stacking fits — and when it does not

When a short 0% card float can fit — and when MCA, term, or LOC is clearer.

What a merchant cash advance is — and is not

Plain-language basics. No invented rates.

All funding guides

Broker vs lender, MCA basics, this corridor.

What happens next, and what to have ready

Bank statements and ID later — we do not collect files here.

Legacy Loan Brokers is a business-funding broker, not the lender. We review files for Florida, Georgia, and online. Funding is placed with third-party partners and is subject to their review. Checking options uses a soft inquiry and does not hard-pull your credit. We do not publish a street address on this site.

chuck@legacyloanbroker.com