Legacy Loan Brokers

Guides

Business funding guides for Florida and Georgia owners

Plain language only. We are a broker, not the lender. Nothing here is a rate quote or an approval.

Written by Charles Legacy for Florida and Georgia business owners. Each guide links to the application when you are ready.

Latest guides

How to Read a Merchant Cash Advance Offer: Factor Rate, Holdback and Total Payback

A merchant cash advance offer can look simple: one number you get, one number you pay back. The details in between decide whether the deal works for your business. Here's how to read one line by line before you sign anything.

When 0% card stacking fits — and when it does not

When 0% business-card stacking can help Florida and Georgia owners with short working-capital needs — and when an MCA, term loan, or line of credit is the clearer path. Soft-pull first look; broker, not lender.

What documents you need for a working capital or MCA look

What documents Florida and Georgia owners usually need for a merchant cash advance or working-capital look. Soft-pull first look; partners ask for more only when a file moves forward.

Soft pull vs hard pull for business funding

Soft pull vs hard pull for business funding, plain language for Florida and Georgia owners. Soft inquiry first; partners may hard-pull later with notice.

What a merchant cash advance is — and what it is not

A plain-language look at merchant cash advances as working capital. Legacy Loan Brokers is a broker, not the lender. No invented rates.

Broker, not the lender: how this desk works

Legacy Loan Brokers shops merchant cash advance and working-capital partners. We do not lend, and we do not promise an approval.

Working capital for Florida and Georgia businesses

First corridor for Legacy Loan Brokers is Florida and Georgia. Honest merchant cash advance brokerage — no city pages for closed states.

Where we work

Florida working capital

Miami, Tampa, Orlando, Jacksonville.

Georgia working capital

Atlanta, Savannah, Augusta.

Apply now — soft-pull review

Legacy Loan Brokers is a business-funding broker, not the lender. We review files for Florida, Georgia, and online. Funding is placed with third-party partners and is subject to their review. Checking options uses a soft inquiry and does not hard-pull your credit. We do not publish a street address on this site.

chuck@legacyloanbroker.com

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